18 Carat (18K) Gold Rate Today in Surat
Gold value calculator · Surat
Gold held steady in Surat on 26 Jul 2026. 22K is ₹12,340 a gram (₹1,23,400 for 10 g), with 24K at ₹13,465/g and 18K at ₹10,100/g. Over the last month Surat's 22K rate has moved between ₹13,013 and ₹13,500 — today is near its lowest in a month. Jewellery markets are closed on Sunday, so this is Saturday's rate.
Gold rate by weight · Surat
| Weight | 24K | 22K | 18K |
|---|---|---|---|
| 1 gram | ₹13,465 | ₹12,340 | ₹10,100 |
| 8 grams | ₹1,07,720 | ₹98,720 | ₹80,800 |
| 10 grams | ₹1,34,650 | ₹1,23,400 | ₹1,01,000 |
| Tola (11.66g) | ₹1,57,002 | ₹1,43,884 | ₹1,17,766 |
| 100 grams | ₹13,46,500 | ₹12,34,000 | ₹10,10,000 |
Gold loan in Surat
Don't want to sell? You can borrow against the same gold — lenders advance up to 75% of its value, from 8.5% p.a.
30-day trend · Surat
Gold rate in Surat · last 10 days
| Date | 24K /g | 22K /g | 18K /g |
|---|---|---|---|
| 26 Jul | ₹14,493 | ₹13,285 | ₹10,870 |
| 25 Jul | ₹14,493 | ₹13,285 | ₹10,870 |
| 24 Jul | ₹14,433 | ₹13,230 | ₹10,825 |
| 23 Jul | ₹14,727 | ₹13,500 | ₹11,045 |
| 22 Jul | ₹14,651 | ₹13,430 | ₹10,988 |
| 21 Jul | ₹14,422 | ₹13,220 | ₹10,816 |
| 20 Jul | ₹14,345 | ₹13,150 | ₹10,759 |
| 19 Jul | ₹14,329 | ₹13,135 | ₹10,747 |
| 18 Jul | ₹14,329 | ₹13,135 | ₹10,747 |
| 17 Jul | ₹14,253 | ₹13,065 | ₹10,690 |
Gold rate in nearby cities · 18K/g
About gold rates in Surat
Why gold costs what it does in Surat
The rate starts from the world gold price in rupees — the same across India — plus import duty and the jeweller's margin. Surat's figure is then nudged up or down slightly by the local jewellers' association, transport, and small local taxes, which is why one city can differ from another on the same day. 3% GST is added when you actually buy.
22K, 24K or 18K — which to buy
24K is pure gold but too soft for jewellery, so it's mostly bought as coins, bars or digital gold. 22K (91.6%, the 916 hallmark) is what most jewellery in Surat is made from. 18K (75%) is harder and cheaper — the usual choice for diamond and everyday pieces. Whatever you pick, check for the BIS hallmark.
What you'll actually pay
The rate above is only the metal. Your final bill in Surat is the gold value plus making charges — usually 8–25%, or a flat amount per gram — and 3% GST. Making charges vary a lot between jewellers, so they're worth comparing. Use the calculator above to estimate the all-in cost.
Is it a good time to buy in Surat?
Gold tends to climb when markets are nervous or the rupee weakens, and ease when things settle; festive and wedding demand lifts it too. The 30-day trend above shows the recent direction in Surat — but for jewellery you'll keep for years, purity and making charges matter more than timing the perfect day.
We publish reference gold rates updated daily from the live world price and the current rupee rate, with a small Surat adjustment. Rates are for guidance — confirm with your jeweller or bank before buying.