IDFC FIRST Bank offers gold loans at
9.50% to 16.00% per annum
with a maximum LTV of 75%.
At today's 22K gold rate of ₹14,268/gram,
you can borrow up to ₹10,701 per gram.
No income proof is required and disbursal is Same day.
IDFC FIRST Bank Gold Loan Calculator
Enter your gold weight and purity to calculate your eligible loan amount and monthly interest.
IDFC FIRST Bank Gold Loan — Key Features
Interest rate: 9.50% – 16.00% per annum
Maximum LTV: Up to 75% of gold value (as per RBI guidelines)
Disbursal: Same day
Processing fee: 0.50%+GST
Tenure: 6–24 months
No income proof required for most products
Gold safety: Pledged gold is stored in bank's vault with full insurance
Rates and terms shown are indicative. Final rates depend on loan amount, tenure, repayment option and the bank's scheme at time of application. Contact IDFC FIRST Bank directly for exact rates.