State Bank of India (SBI) Gold Loan Interest Rate Today

Last updated: 04 Mar 2026 • Category: Public Sector Bank
Planning to take a State Bank of India (SBI) gold loan? Here you can check the latest product details, repayment options, and use our free EMI + eligibility calculator using today’s gold price.
Gold price today (24K, 1 gram)
₹16,450
Gold price today (22K, 1 gram)
₹15,068
Updated on
04 Mar 2026

State Bank of India (SBI) Gold Loan Products

Gold loan rates and terms may vary based on scheme and branch. Below are the active gold loan products currently listed for State Bank of India (SBI).

SBI Gold Loan

Product code: gold-loan
Maximum LTV
75%
Tenure
1 – 36 months
Loan amount
₹10,000 – ₹5,000,000
Repayment options
Monthly interest / Bullet repayment / EMI
Disbursal time
Same day in most branches
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Is State Bank of India (SBI) gold loan a good option?

State Bank of India (SBI) gold loan can be a good choice if you want a secured loan against gold jewellery, with simple eligibility and clear repayment options.

As a Public Sector Bank, State Bank of India (SBI) may offer competitive gold loan rates. However, the final interest rate depends on scheme type, tenure, repayment method, and branch policies.

Tip: Always confirm the exact scheme name, foreclosure rules, and charges before pledging your gold.

State Bank of India (SBI) Gold Loan EMI + Eligibility Calculator

Today's gold price: ₹15,068 per gram (22K).

Note: EMI shown is an estimate. Final amount depends on gold valuation, scheme and branch rules.

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